Benefits
Teamsters Local 995 is extremely proud of the quality benefits we negotiate and manage for our members with benefits provided through the Teamsters Security Fund for Southern Nevada, Locals 995 and 14. When health issues or emergencies arise, our members know there are quality services available at an affordable cost.
The Trust Fund offers a choice of two medical benefit plans; an Indemnity Medical Plan, and an HMO for those who live in the HMO service area. The Indemnity Plan and HMO Plan are described in separate booklets provided to participants at the time of active enrollment.
Choose from the following list to locate the specific information you are interested in or start here to read all available information.
Deductibles - Medical Plan
Calendar YearPPO: $250 per individual, max of $750 per family
Non-PPO: $500 per individual
This deductible is in addition to the per impatient admission deductible (listed below) and any co-payments for network services that may apply. The maximum annual deductible for network services can be satisfied by multiple family members and does not require that three (3) separate individual deductibles be met.
Inpatient Admission
PPO: $100 per admission
Non-PPO: $1,000 per admission