Benefits
Teamsters Local 995 is extremely proud of the quality benefits we negotiate and manage for our members with benefits provided through the Teamsters Security Fund for Southern Nevada, Locals 995 and 14. When health issues or emergencies arise, our members know there are quality services available at an affordable cost.
The Trust Fund offers a choice of two medical benefit plans; an Indemnity Medical Plan, and an HMO for those who live in the HMO service area. The Indemnity Plan and HMO Plan are described in separate booklets provided to participants at the time of active enrollment.
Choose from the following list to locate the specific information you are interested in or start here to read all available information.
Hospital Inpatient Services
Hospital Admission Room & BoardPPO: $100 deductible per admit, 90% of next $5,000, then 100% thereafter
Non-PPO: $500 calendar year deductible plus $1,000 admit deductible, 50% of UCR with no out-of-pocket annual maximum
Routine Nursery Care
PPO: $100 deductible waived, 90% of first $5,000, then 100% thereafter
Non-PPO: Deductibles waived, 50% of UCR
Newborn Extended Stay
PPO: $100 deductible per admit, 90% of next $5,000, then 100%
Non-PPO: $250 calendar year deductible plus $600 per admit, 50% of UCR with no out-of-pocket annual maximum