Benefits
Teamsters Local 995 is extremely proud of the quality benefits we negotiate and manage for our members with benefits provided through the Teamsters Security Fund for Southern Nevada, Locals 995 and 14. When health issues or emergencies arise, our members know there are quality services available at an affordable cost.
The Trust Fund offers a choice of two medical benefit plans; an Indemnity Medical Plan, and an HMO for those who live in the HMO service area. The Indemnity Plan and HMO Plan are described in separate booklets provided to participants at the time of active enrollment.
Choose from the following list to locate the specific information you are interested in or start here to read all available information.
About Benefits
The prescription drug benefit is provided to help you pay for take home prescription drugs you purchase from a pharmacy or through mail order. To combat the escalating cost of prescription drugs, the Trustees have selected the RxAmerica network for prescription drug coverage. The prescription drug benefit will cover any drug that:- Is prescribed by a licensed physician;
- Must be obtained by prescription;
- Has been approved by the Food and Drug Administration for general marketing by RxAmerica; and
- Is dispensed bya licensed pharmacist.
When you enroll in the indemnity medical plan, you are automatically covered by this prescription drug benefit. If you are enrolled in the HMO, you will be covered under the HMO prescription drug benefit.
Generic - $8
Brand with no generic available - Formulary - $20
Brand with no generic available - Non-Formulary - $30
If brand name drug is dispensed when a generic exists, participant pays $8 generic payment, plus the difference in cost between brand name and generic.
Maintenance Drugs can be purchased through mail-order provider. A three month supply can be ordered for cost of one month of applicable payment, i.e. three months of a formulatory prescription would cost $20, etc.