Benefits
Teamsters Local 995 is extremely proud of the quality benefits we negotiate and manage for our members with benefits provided through the Teamsters Security Fund for Southern Nevada, Locals 995 and 14. When health issues or emergencies arise, our members know there are quality services available at an affordable cost.
The Trust Fund offers a choice of two medical benefit plans; an Indemnity Medical Plan, and an HMO for those who live in the HMO service area. The Indemnity Plan and HMO Plan are described in separate booklets provided to participants at the time of active enrollment.
Choose from the following list to locate the specific information you are interested in or start here to read all available information.
Drug Formulary
A drug formulary is a list of preferred medications published by the prescription drug network service provider, RxAmerica, which offers the best value without sacrificing quality of care. A formulary is developed and maintained by a panel of practicing pharmacists and physicians. This panel, called a Pharmacy & Therapeutics Committee, meets quarterly to review new drugs, and maintain the integrity of the formulary.Studies show that the choice of the most appropriate drug through the use of a formulary results in fewer treatment failures, reduced hospitalizations, a fewer side effect. Efficient and effective use of a drug formulary helps to keep overall medical costs down.