Benefits
Teamsters Local 995 is extremely proud of the quality benefits we negotiate and manage for our members with benefits provided through the Teamsters Security Fund for Southern Nevada, Locals 995 and 14. When health issues or emergencies arise, our members know there are quality services available at an affordable cost.
The Trust Fund offers a choice of two medical benefit plans; an Indemnity Medical Plan, and an HMO for those who live in the HMO service area. The Indemnity Plan and HMO Plan are described in separate booklets provided to participants at the time of active enrollment.
Choose from the following list to locate the specific information you are interested in or start here to read all available information.
Principal Exclusions and Limitations
You and your eligible family members are entitled to receive a specified number of treatment/counseling sessions each year. However, there are some limiations and exclusions. Your Mental Health and Substance Abuse benefit services do not provide:- Treatment for any medically treated illness
- Prescription drugs
- Treatment or services for mental retardation
- Treatment that does not meet medical necessity, as described in the DSM IV-R
- Out-of-Network Outpatient counseling services beyond the annual limit of 12 sessions per family per year
- Inpatient Mental Health services beyond annual limit of 30 days at the acute level of care
- Psychological testing that has not been pre-authorized by HMC
- Counseling required by law or a court, or paid for by Workers' Compensation
- Formal psychological evaluations and fitness-for-duty opinions